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The Atlantic City Free Public Library

Business: Starting & Financing a Business

ACFPL is working to make your business work. Take advantage of these valuable business resources. This guide provides a sampling of the materials available on this subject. To view more visit the library or browse the catalog.

Small Business Help

Starting a Business in NJ

NJ Business: Starting a Business 

Find information you’ll need to select the proper business type for your circumstances, register your corporation or LLC and register your new business for tax purposes.

Starting a Business

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Funding for Business

Reality check! : There are very few grants available for starting or expanding a business unless the business involves research and development or high technology. Many grants have caveats, such as:

  • They are available only for specific groups of people--e.g. Research and Development for high technology, biotechnology,energy related products, and grants for people who will locate their business in a poor area and employ the people living there.
  • There is stiff competition.
  • You often have to provide a personal guarantee (i.e. your house) and/or provide 10-30% of the finances from your own resources (e.g. savings, loans from relatives).
  • You can explore the SBA's list of Federal Grant Resources, but you'll soon realize that most grants are not available for the typical business.

Here's what the Small Business Administration says about the pervasive idea that they give out grants to businesses: "SBA does not offer grants to start or expand small businesses. SBA's grant programs generally support non-profit organizations, intermediary lending institutions, and state and local governments in an effort to expand and enhance small business technical and financial assistance."

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