Life events that may qualify you for a Special Enrollment Period
You can apply for health coverage in the Marketplace 4 ways:
If you apply online, you must have a valid email address.
2. Paper application
Please see Application for Health Coverage
3. By phone: 1-800-318-2596 (TTY: 1-855-889-4325)
A customer service representative will work with you to complete the application and enrollment process, 24/7 except holidays.
4. In person with an agent, broker, or assister.
Enter your ZIP code online for a list of local people and organizations.
HealthCare.gov New Jersey did not create a state specific insurance marketplace, so NJ residents will use this federal site to select and enroll in a health insurance plan. Please note that since 36 states are sending their residents to this federal marketplace, there may be delays depending on the amount of traffic to the site.
Recent Changes to the Healthcare.gov website:
The Affordable Care Act was passed by Congress and signed into law by President Barack Obama on March 23, 2010. On June 28, 2012, the Supreme Court rendered a final decision to uphold the health care law.
Note: Congress eliminated the federal tax penalty for not having health insurance, effective January 1, 2019.
The following locations have certified application counselors.
If you have questions, call 24/7 1-800-318-2596 or Chat Online at healthcare.gov/contact-us.
Please also see:
What is the Affordable Healthcare Act?
The Patient Protection and Affordable Care Act, or commonly referred to as Obamacare was passed in March 2010, with the goal of increasing healthcare coverage to more Americans. Read the full text of the law.
When can I apply?
The plan-year 2020 Open Enrollment period has ended. The next enrollment period will run from October 15, 2020 to December 7,2020 for coverage effective in 2021.
Who can apply?
What do I need to apply? (Online checklist)
Where can I go if I have more questions? Assisters will be available to help in filling out applications. Locate local help
For more information, call 1-800-318-2596 or visit www.healthcare.gov.
Where can I go to file a complaint about insurance in New Jersey?
You can visit the New Jersey Department of Banking and Insurance Online or call the department at: 609-292-7272.